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Public opinion is wrong as often as it’s right

One of my favorite magazines recently carried a fable about a man and his son who traveled to the marketplace with a donkey.As they started out, the boy rode the donkey and the man walked alongside. Some passersby shook their heads in dismay.“The children of today have no respect for…
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‘It is finished’

Recently I visited some extremely happy friends who had just moved into a new home. They had purchased a lot, selected the style of home they wanted, and then watched the progress of the various craftsmen who transformed the dream of a house into the reality of a home. Periodically,…
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Talk to your children (and parents) about shared financial future

It’s Thanksgiving week. And if you’re fortunate, you can look around your Thanksgiving table and see several generations of your family. Of course, as you know, many types of cohesiveness are involved in knitting a family together. But one connection that frequently gets ignored, at least in terms of family…
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Work toward your own financial Independence Day

On July 4, we shoot fireworks, attend picnics, watch parades and otherwise celebrate our nation’s independence and the many freedoms we enjoy. But as you go through life, you’ll find out how important it is to work towards another type of freedom — financial freedom. That’s why you need to…
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Explore options when purchasing bonds

As an investor, you may find that bonds can be a valuable part of your holdings. But there’s more than one way to own bonds, so you’ll want to be familiar with the various investment vehicles available — because the more you know, the better the choices you’ll be able…
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Investing beyond short-term CDs

Many people depend on certificates of deposit (CDs) to provide extra income. Yet CD rates have been fairly low for a while. In recent months, in fact, one-year CDs were paying about 0.5%, two-year CDs topped out at around 1%, and five-year CDs paid in the 2% to 2. 3%…
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