If you are in good health, re-shop your health insurance now to lock in a low rate before Obama Care begins in January 2014. Starting then, individual health insurance will become guaranteed issue, all plans will cover maternity, many preventative benefits will be mandatory and health insurers will no longer be able to charge more based upon medical conditions. Although all of these features sound attractive, they will come with a hefty price tag.
The low health insurance pricing people in good health can obtain today is going to be gone for good starting in January. You should most likely be able to delay the costly price increases of Obama Care until your plan’s renewal date in 2014 if you qualify for a new health insurance plan today with a favorable health rating.